Hello, I'm Basilio Joshua.

Edupreneur, retail and e-commerce innovator, global payments enabler and fintech enthusiast: building financial value chains, education ventures and digital ecosystems across Kenya and beyond.

About Me

Business visionary with hands-on experience across banking, pensions, fintech, education and real estate. I've led regional bank expansion, headed digital transformation for one of Kenya's largest pension administrators, and founded and co-founded ventures spanning school management software, chama & SACCO platforms, real estate financing and practical-learning education centres. My focus is on building sustainable, technology-driven ecosystems that widen access to financial services and quality education.

My Focus Areas

Banking & Business Development

Regional expansion, branch leadership and public-sector banking across two leading Kenyan banks.

Pensions & Retirement Solutions

Branch network growth, RM deployment and scheme administration for a leading pension administrator.

Fintech & Digital Payments

Mobile lending and payment wallet innovation, card-scheme partnerships and digital customer channels.

Education & Edupreneurship

Founding and chairing school groups, from elementary campuses to Kenya's first virtual school.

Real Estate & Construction

Innovative construction financing that makes home ownership accessible for local and diaspora clients.

Software & Product Development

Co-building platforms that digitalise schools, SACCOs and faith-based organisations.

What I Do

A snapshot of the sectors and ventures I'm actively building and advising in.

Banking & Retail Consumer

Business development, branch leadership and regional expansion across retail and public-sector banking.

Pension & Retirement Services

Branch network growth, RM deployment and scheme administration for long-term retirement savings.

Fintech & Payment Wallets

Mobile lending, payment wallet innovation and card-scheme partnerships to widen financial access.

Education & Edupreneurship

Founding and chairing school groups, including practical learning and virtual education initiatives.

Real Estate & Construction

Innovative construction financing models that make home ownership accessible in Kenya and the diaspora.

Software & Product Development

Co-founding platforms that digitalise schools, SACCOs and faith-based organisations.

Let's Build Something Together

Ask Basilio

My Company Building History

Ventures I've founded, co-founded or served on the board of.

Backspace Software Developers

Co-founder, since 2018. Systems digitalising schools, SACCOs/chamas and faith-based organisations across Kenya.

www.backspace.co.ke

Kinetic Investment Ventures Ltd

Founder, since 2013. NCA6-licensed real estate company offering innovative home ownership and construction financing.

www.kineticinvestment.co.ke

Pola Group of Schools

Founder & Chairman, since 2011. 3 campuses in Nairobi and Mombasa; building Pola Senior Schools and Kenya's first virtual school.

www.polaschool.sc.ke

Bright Sunflower CBC Centre

Co-founder. An educational, amusement and innovation park supporting practical learning for elementary and senior school learners.

Shutter Energy Limited / Takamoto Biogas

Board Member. Renewable energy company.

Track Record

A few milestones from over a decade across banking, pensions and innovation.

Cumulative business volumes of KES 4 Billion (approx. USD 45M) achieved while driving regional expansion for two leading Kenyan banks as Relationship Manager and Branch Manager. Banking & Business Development

Grew a pension scheme's contributor base and fund value from KES 10M to KES 12 Billion, and branch profitability from zero to KES 584M, over a four-year period. Pension Services Leadership

Led the development and deployment of 16 digital customer channels across a group and its six subsidiaries, introducing Innovation Canvas and Think Design methodologies. Special Projects & Innovation